For hosts
Wedding insurance to help cover your special day against the unexpected
Wedding insurance is designed to offer peace of mind should the unexpected happen. It's not something any of us want to think about, but wedding insurance can offer reassurance, so you can focus on planning your wedding.
Why event insurance
Wedding insurance protects the couple against unexpected costs they cannot control – from supplier failure, illness, deposits lost to cancellation, damage to wedding attire, missing rings or gifts. Taking out wedding insurance early in your planning journey means you can be protected throughout the lead-up to your event and on the day itself.
Do I need wedding insurance?
Wedding insurance could help cover certain costs if your wedding needs to be cancelled or rearranged, or if you lose money because of certain unforeseen events.
Ultimately, the choice is yours. With so much money often committed to a wedding through deposits, suppliers and other bookings, it may be worth considering how you would manage the cost if something unexpected affected your plans.
If you're considering wedding insurance, Dreamsaver Wedding Insurance and InsuraWedding Wedding Insurance are two options you can explore to see what cover could be available for your wedding.
Take me to Dreamsaver (opens in a new tab) Take me to InsuraWedding (opens in a new tab)
What does wedding insurance typically cover?
Depending on the policy, wedding insurance may cover things such as:
- Cancellation or rearrangement: if your venue is unable to host your wedding due to certain unforeseen events, or you are unable to hold your ceremony because of the illness, accident or death of a member of the wedding party or close family member.
- Financial failure of wedding suppliers: if a supplier you have booked with fails financially, you may be covered for certain costs involved in arranging an alternative supplier.
- Loss, theft or damage to certain wedding items: such as wedding rings, flowers, wedding attire, the cake or gifts.
- Wedding photography or video technical failure: if a technical fault prevents your wedding photographs or video from being properly produced.
- Personal liability and legal expenses: if you accidentally injure someone or cause damage to property during your wedding. Check whether your policy also provides cover for your guests.
Please do check the policy wording for full details of your cover.
How to get it
If you're considering wedding insurance, you can find out more about Dreamsaver Wedding Insurance and InsuraWedding Wedding Insurance.
Take me to Dreamsaver (opens in a new tab) Take me to InsuraWedding (opens in a new tab)
When to buy
You'll probably want to think about wedding insurance sooner rather than later.
Once you have placed deposits or made other payments towards your wedding, you have money on the line that you may want to protect. Wedding insurance is designed to offer peace of mind during the lead-up to your wedding and on the day itself. You can still buy wedding insurance after placing deposits for other wedding services, and these will still be covered in your policy.
Many wedding insurance policies allow you to take cover out up to 2 years before your wedding ceremony date.
Not arranged your cover yet?
Hostology Ltd is an Introducer Appointed Representative (IAR) of Caledon MGA Ltd, authorised and regulated by the Financial Conduct Authority, Firm Reference Number 305814.
By clicking the links above, you will leave the Hostology website and be directed to a website operated and managed by Voyager Insurance Services.